The Nairobi Declaration on Sustainable Insurance Current State Report 2025

The Nairobi Declaration on Sustainable Insurance Current State Report 2025 assesses ESG integration and sustainable insurance practices across Africa’s insurance sector. Drawing on the NDSI Member Engagement Survey, sustainability reports and case studies, it examines climate-risk insurance, inclusive insurance, responsible investment, governance, ESG reporting and the barriers to embedding sustainability across underwriting, investments and operations.

Nairobi Declaration on Sustainable Insurance (NDSI)202521 Sept 2026

PublisherNairobi Declaration on Sustainable Insurance (NDSI)

Year2025

RegionGlobal

FormatPDF, 4.6 MB

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Key Takeaways

NDSI has grown to more than 260 members across 37 African countries, creating a pan-African platform for sustainable insurance and ESG integration.
55% of NDSI members are beginning to integrate ESG into insurance product development, while 45% still do not consider ESG risks and opportunities when designing and pricing new products.
An estimated USD 52 billion of ESG-linked assets under management, just over 15% of the USD 342 billion reported across surveyed NDSI members, is already aligned with sustainability goals.
ESG capacity remains a major challenge: 48% of members have trained fewer than 5% of staff on ESG, and only 4% report ESG being embedded in board-level decision-making.
The report identifies climate-smart and inclusive insurance as major growth areas, highlighting flood, drought, livestock and parametric insurance alongside regional risk pools and public-private partnerships designed to close Africa’s insurance protection gap.