Tech Mahindra has introduced i.GreenFinance, a new AI-enabled platform designed to help financial institutions manage the full lifecycle of green and sustainability-linked loans with greater accuracy, transparency and regulatory alignment. Built on Amazon Web Services’ cloud and generative AI capabilities, the platform aims to provide a unified system that simplifies compliance, standardises sustainability data, and enhances confidence in green lending as global climate regulations tighten. The launch comes at a time when governments and regulators are expanding disclosure rules for sustainable finance, increasing pressure on banks and investors to verify environmental claims and maintain rigorous audit trails. Tech Mahindra positions i.GreenFinance as a system capable of closing long-standing gaps in data quality, documentation, and regulatory interpretation across different markets.
A Platform Built for the Growing Demands of Sustainable Lending
i.GreenFinance is architected to serve banks, asset managers and other financing institutions seeking to scale sustainable debt products without increasing administrative burden. It brings together ESG data integration, automated sustainability evaluations, and workflow oversight within a single interface. The platform links loan disbursements directly to documented sustainability milestones, allowing lenders to verify compliance at every stage of a transaction. Real-time monitoring enables users to track performance indicators and adjust underwriting or reporting requirements. The system also includes configurable business rules tailored to more than fifteen industry sectors, giving financial institutions flexibility to adapt the technology to their sectoral risk assessments and internal governance frameworks. By embedding ESG data interpretation into core lending processes, the platform seeks to reduce manual review, minimise inconsistencies across teams, and deliver a more defensible audit trail for sustainable finance activities.
Tackling Fragmented ESG Data and Divergent Global Regulations
Tech Mahindra underscored that one of the major barriers to scaling green and sustainability-linked loans is the lack of consistent, high-quality data across markets. Regulatory frameworks vary sharply between regions, making it difficult for lenders to compare disclosures, validate claims, or build uniform evaluation models for climate-aligned loans. Chief Sustainability Officer Sandeep Chandna emphasised that this fragmentation continues to slow adoption of green financial products. He explained that i.GreenFinance intends to replace a patchwork of manual assessments and incompatible tools with a cohesive system that automates data aggregation, verifies documentation and generates reliable sustainability reports. Chandna added that the platform is intended to give institutions confidence to grow their sustainable loan books while demonstrating compliance with evolving global expectations.
Cloud Architecture and AI Capabilities at the Core
Through its collaboration with AWS, Tech Mahindra built i.GreenFinance using advanced analytics, machine learning and generative AI tools supported by AWS’s security and governance infrastructure. This foundation allows the platform to process large, complex datasets, track sustainability outcomes over time and support regulatory audits. Satinder Pal Singh, Director of Solution Architecture at AWS India and South Asia, noted that the partnership utilised AWS’s Generative AI Innovation Centre to create a system capable of making ESG assessment more intelligence-driven. He said the platform demonstrates how cloud technologies can accelerate innovation in financial services and enable institutions to meet sustainability mandates while enhancing customer value.
Strengthening Reporting, Verification and Documentation
One of i.GreenFinance’s core functions is the automation of reporting obligations. As regulators consider broader requirements for evidence-backed environmental claims, institutions must provide transparent, traceable and measurable documentation for every loan labelled as green or sustainability-linked. The platform collects sustainability data throughout the loan lifecycle and generates audit-ready outputs tied to each disbursement. These reports consolidate performance metrics, supporting documents and milestone verification, offering institutions a simplified path to meeting disclosure requirements in multiple jurisdictions.
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Built for a Global Market in Transition
Tech Mahindra expects the new platform to serve financial institutions across mature and emerging markets, where sustainable lending is expanding at different speeds. i.GreenFinance is designed for continuous updates, allowing it to incorporate new taxonomies, disclosure standards and industry-specific guidelines as they emerge. With green finance regulations tightening worldwide, institutions are increasingly seeking systems that reduce uncertainty, increase rigour and streamline verification. Tech Mahindra’s i.GreenFinance enters the market as a tool built specifically for this next phase of sustainable finance, where confidence in data and compliance is becoming as important as capital allocation itself.
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